Margaret Lund

Margaret Lund was chair of the cooperative capital task force and was executive director of Northcountry Cooperative Development Fund until 2008.

Author's Articles

Title Issue Date

Multi-stakeholder cooperative governance may not be familiar to many in the U.S.

March 15, 2017

This month we study a case example of how the ratios presented in Cooperative Grocer can be used to analyze a co-op's financial position and direction.

074 January - February - 1998 May 10, 2011

Editor's note:

064 May - June - 1996 December 28, 2010

Food co-op members know how important it is to “source” a product.

127 November - December - 2006 January 20, 2009

Too many times, we have watched co-op borrowers valiantly launch expansion projects, only to struggle with the load of debt required to finance the quality of store demanded by today’s natural food

129 march - april - 2007 January 20, 2009

Bear Stearns. UBS.
Bank of America.
Morgan Stanley.
Merrill Lynch.

136 may - june - 2008 January 19, 2009
066 September - October - 1996 January 9, 2004

Did you know that giving member discounts is not one of the cooperative principles?

063 March - April - 1996 January 9, 2004

Creating a good template for financial planning is an investment on the co-op's part -- a darned good one.

067 November - December - 1996 January 9, 2004
068 January - February - 1997 January 9, 2004

Good systems show themselves by not showing themselves at all. In a well run store, product, people, and purchases flow in and out in a seemingly effortless ebb and flow.

069 March - April - 1997 January 9, 2004

We think every day about what it costs to do different things -- 89 cents to buy a pound of organic bananas, seven dollars to see "Lethal Weapon 4," etc.

079 November - December - 1998 January 9, 2004

The ability to raise capital -- to collect a little bit from a lot of people and build something greater than anybody's bit could have built alone -- is one of the great strengths o

076 May - June - 1998 January 9, 2004

By Scott Beers and Margaret Lund

075 March - April - 1998 January 9, 2004

Profit alone does not guarantee success or even survival.

085 November - December - 1999 January 8, 2004

Ask co-op members anywhere, "What's the purpose of this co-op, anyway?" and you'll likely get some variation of the answer, "To serve the members." Ask them how best to do that, how

080 January - February - 1999 January 8, 2004

A relative recently gave one of us a book of pithy personal advice with the humble title of "How to do Everything Right" (we won't dwell on the reason for this particular gift).

084 September - October - 1999 January 8, 2004

Legacy is the challenge of having the thrust of your life or your organization's be perpetuated beyond an individual lifetime.

081 March - April - 1999 January 8, 2004

Look down -- you may be standing on a gold mine. Then again, your facility may be just a black hole you throw money down once a month.

082 May - June - 1999 January 8, 2004

Every lender probably has experienced some version of the following exchange:

086 January - February - 2000 January 8, 2004